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If you do not agree to be bound by these Terms and Conditions, please do not use the Website. Dumarca will notify you of any significant updates to these Terms and Conditions before they come into effect, and the next time you log in to your account you will be required to accept the revised Terms and Conditions to continue playing on the Website.

If you do not agree to be bound by the updated Terms and Conditions, you should close your account and withdraw any available balance.

We may make minor changes to these Terms and Conditions from time to time, and you are advised to review these Terms and Conditions, together with the specific Rules for each game you choose to play, regularly in order to remain up to date with any changes.

You can easily identify whether these Terms and Conditions have changed by referring to the [version number and] date of the current Terms and Conditions stated at the top of this page.

Account opening and verification checks 2. You must be of legal age 18 years of age or older if required in the jurisdiction where you live to open and make use of an account with us.

You must also be of mental capacity to take responsibility for your own actions and to enter into an enforceable contract with us. If we have reasonable grounds to believe that any account is being operated by anyone under the age of 18, the account will immediately be closed and all funds deposited will be returned to the minor less any winnings already paid out.

The availability of the Website in any particular jurisdiction does not constitute an offer or invitation by Dumarca to use the services offered by the Website.

You must not mask, disguise, anonymise or hide your IP i. S are not allowed to open an account. We do not permit accounts to be opened by, or used from, Users based in certain jurisdictions including the U.

The list of jurisdictions is determined by the legality of online gambling in the relevant countries and may be changed by us from time to time.

In addition, certain of our games may only be accessed and played in certain jurisdictions. It is your sole responsibility to ensure that the information you provide is true, complete and correct, and is kept up-to-date.

We may also carry out telephone verification with you. Such information will be processed in accordance with our Privacy Policy. Neteller that corresponds to the payment method.

We may request that you provide any of these documents certified to attest their credibility. We may also use additional verification tools available to us in order to verify the authenticity of any documents you provide.

Furthermore, if we have reasonable grounds to believe that any documents provided by you are not genuine or are inaccurate, we reserve the right to refuse such documents.

Dumarca reserves the right to restrict any account until the relevant verification checks have been carried out to our reasonable satisfaction and to the standard required of us under applicable laws and regulations.

Dumarca further reserves the right to close your account and return any remaining balance if verification checks have not been carried out to our reasonable satisfaction within 30 calendar days from our first request for documents.

Once we have verified your identity, the withdrawal will be actioned. If your account has been restricted for not providing age verification information only, you may withdraw any remaining funds excluding any winnings on your account without providing such verification and your account will be closed.

Use of your account 3. Users holding two or more accounts for any reason should inform us without delay. If we identify any User with more than one account, we will close any duplicate account s and return any withdrawable funds.

If we have grounds to believe that one or more account s have been opened with the intention to mislead or defraud Dumarca, we may cancel any pending transaction s related to such conduct and close any or all of the account s.

You must choose one currency as the default currency of your account. Any payments received by Dumarca in a currency other than the one chosen by you will be converted into the currency chosen at the then prevailing exchange rate.

Please note that any exchange rate costs will be borne by you. We will not be held liable for unauthorised access to your account if you do not safeguard this information.

We are entitled to assume that all play on your account is from you. Should you notice any mistakes, you should immediately notify Dumarca so that it can be reviewed and rectified as necessary.

Dumarca will have no obligation to return fees deducted in this way as they are no longer considered to be customer funds once they have been deducted.

Fees on inactive accounts can bring your account balance to zero. The company shall also reserve the right to use the dormancy fees to fund responsible gaming endeavours.

Administrative fees shall only be refundable upon proof of a health impediment during such inactive period. In the event that we identify, or have reasonable grounds to believe, that a payment method does not belong to you, we reserve the right to close your account and void any winnings arising from the relevant deposit s.

In the case of deposits via credit and debit cards, you may be requested, in our reasonable discretion, to submit a copy of the front and back of the relevant credit card showing only the first six and last four digits on the front, and hiding the CVV2 number from the back.

In the event of insolvency, your funds are therefore protected. In circumstances where we reasonably believe that you are depositing money without any intention to enter into a gambling transaction, we may investigate your account in accordance with these Terms and Conditions.

All gambling transactions are entered into at your own discretion. Accordingly, you should not in any way treat Dumarca as a financial institution.

It is your responsibility to maintain sufficient funds in your account, and to stake your funds accordingly. Gambling transactions will not be confirmed if there are insufficient funds in your account.

We reserve the right to void any stake which may be inadvertently placed or accepted if your account does not have sufficient funds to cover the whole of the stake.

If we request information on your source of funds, you must provide the information within 28 days. If you do not provide the requested information within the period given, we may restrict your account until the information has been provided and verified by us.

Dumarca may, acting reasonably, restrict or close any account where the response to such requests is not satisfactory. We may also pass on such information to any relevant authority if required to do so by applicable laws.

If, prior to us becoming aware of the error, you have withdrawn funds that do not belong to you, without prejudice to any other remedy and action that may be available to us by law, the mistakenly paid amount will constitute a debt owed by you to Dumarca.

In the event of an incorrect crediting, you should notify Dumarca immediately by email. Depending on the promotion, these bonus funds may be convertible to real money after fulfilling a specific set of criteria for the promotion.

Please refer to specific Promotional Terms. Unfortunately MasterCard does not currently facilitate this functionality. Further external banking processing fees may apply from time to time which may be outside of our control.

For further information please see here. Complaints and Dispute Resolution 5. Dumarca will review any queried or disputed transaction promptly. If you do not agree with the decision made by our Customer Services team, you can escalate this complaint to the Customer Support Manager at complaints verajohn.

The ODR platform will aid in the resolution of your complaint by facilitating communications between parties. Please note that in the event you may have any claim or dispute where you are not residing in the United Kingdom you may direct any unresolved complaints directly to the MGA Malta Gaming Authority: You can do this online, by visiting the Limits sections of your account, or by contacting Customer Services.

In asking us to exclude you, you acknowledge and agree that we will suspend your account and prevent you from gambling on the Website for the period requested.

Applying a self-exclusion will not affect any pending withdrawal, unless verification documents are requested in line with our Know Your Customer process.

The self-exclusion will be applied to all websites operated by Dumarca. You are able to extend the self-exclusion to our Group. There may be a short delay in applying the self-exclusion to websites operated by other members of our Group.

Please note that the self-exclusion will not apply to websites not listed within our group, as those companies are not members of our group.

If, after a reasonable period, we are not able to return your withdrawable funds because, for example, we are not able to contact you , we may donate the relevant amount to a charity of our choice.

Bonuses may expire during the suspension of your account; we cannot reinstate any expired bonuses once the account is re-activated. Any request to remove the self exclusion after the specified period has expired will be subject to a "cooling off" period, after which your account will be re-activated.

If you wish to extend the Self-exclusion, you can do so by contacting Customer Support. We will take all reasonable steps to ensure that self-excluded accounts do not receive any marketing material from us.

However, there may be a short delay between your self exclusion and marketing materials being stopped. Self-excluding from our Website will not affect your marketing preferences with third parties, including with advertising websites or other third party affiliates over which we have no control.

We strongly recommend that you contact any such parties and opt out from receiving any marketing material from them.

We also recommend you consider self-excluding from any other online gaming operators with which you have an account if you have not self-excluded via GAMSTOP.

You should not attempt to open an account on any website operated by Dumarca or any other member of its group whilst you have opted for self-exclusion.

Any accounts found to be in use of a self exclusion agreement will be closed as soon as such use is discovered. On confirming the Time-Out, your account will be immediately suspended and it will not be possible to log in until the selected duration has expired.

Limits set on your account are not extended to any other account you may hold with Dumarca. You will have the option to apply limits to all websites operated by members of our group, to extend your limits please contact us.

Closure via customer support will be implemented within 24 hours and you will receive a confirmation via e-mail. You remain responsible for any activity on your account between the time of your request and the closure of the account.

If, after investigating, we reasonably believe that you were engaging in one of the above activities, we will close your account.

We may also close your account in the following circumstances: We may provide your personal information to a third party investigating your activity or account as set out in our Privacy Policy.

Specific Rules for casino games 8. It is your responsibility to make sure that all details of the gambling transaction are correct. The RNGs has been tested and verified for randomness by approved independent third parties.

Limitation of Liability 9. The Website and the games are provided without any guarantees, conditions or warranties as to their accuracy, whether express or implied.

Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time the contract was made, both we and you knew it might happen.

We will not be in breach of these Terms and Conditions, nor be liable for delay in performing, or failure to perform, any of our obligations under these Terms and Conditions, if such delay or failure results from: If you use the Website for any commercial or business purpose, we will have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Dumarca will not be liable for any loss that User may incur as a result of such unavailability. Dumarca will aim to restore the service as soon as reasonably possible.

If for any reason a User becomes dissatisfied with any of the services provided by Dumarca, that User may contact Dumarca immediately and notify of us of the issue.

If you experience a fault in the service provided, please report it to us immediately. Dumarca does not accept any liability for any failures or issues that arise due to your equipment, internet connection or internet.

Any "unfinished game rounds" are restored when returning to the game. Your use of the Website does not give you ownership of any intellectual property rights on the Website or in the software.

IP Rights includes any and all intellectual property rights, of all types or nature whatsoever, including, without limitation, patent, copyright, design rights, trade marks, database rights, applications for any of the above, moral rights, know-how, trade secrets, domain names, URL, trade names or any other intellectual or industrial property rights and any licenses in connection with any of the same , whether or not registered or capable of registration, and whether subsisting in any specific country or countries or any other part of the world.

From a legal perspective, the English language version of these Terms and Conditions will prevail over any other language version made available.

This includes any strike, political crisis, war, natural catastrophe and saturation of the telecommunication networks.

The parties being you and us agree that any dispute, controversy or claim arising out of or in connection with these Terms and Conditions, or the breach, termination or invalidity thereof, shall be submitted to the exclusive jurisdiction of the Maltese courts.

Account opening and verification checks. Use of your account. Complaints and Dispute Resolution. Specific Rules for casino games.

Check it out below: How we collect your Personal Information So that we can operate our websites and mobile applications, you will be asked to provide your Personal Information for the purposes of registering and opening an account with us.

How will we use your Personal Information? The following are a list of the purposes for which we process your Personal Information, and the lawful basis on which we carry out such processing: We may also disclose your Personal Information in the following circumstances: Security We have implemented extensive technical and organisational measures to protect your data from loss, manipulation and unauthorised access.

Marketing We may engage the services of third party service providers and members of our Group to provide you with certain marketing services.

Marketing communications about the website As a user of our website, you can tell us whether or not you wish to be contacted for marketing purposes and, if so, how we can contact you.

Marketing communications about the website may contain details about: You can choose to opt-in to receive marketing communications from us about the website via the following channels: You can opt-out from receiving marketing communications from us about the website at any time by following the instructions below: This determines the order of the cards in card games, the outcome of a dice throw, or the results produced by the spinning of a slot machine or roulette wheel.

PRNGs use a set of mathematical instructions known as an algorithm to generate a long stream of numbers that give the impression of true randomness.

While this is not the same as true random number generation computers are incapable of this without an external input source , it provides results that satisfy all but the most stringent requirements for true randomness.

When implemented correctly, a PRNG algorithm such as the Mersenne Twister will ensure that the games are both fair and unpredictable. However, usually the player has to trust that the software has not been rigged to increase the house edge, as its inner workings are invisible to the user.

Properly regulated online casinos are audited externally by independent regulators to ensure that their win percentages are in line with the stated odds, and this can provide a degree of assurance to the player that the games are fair, assuming the player trusts the regulator.

In a live casino game, a human dealer runs the game in real time from a casino gaming table, which can be seen via a live streaming video link.

Players can make betting decisions via a console on their computer screen, and can communicate with the dealer using a text chat function.

The results of the physical transactions by the dealer, such as the outcome of the roulette wheel spin or the dealing of cards, are translated into data that can be utilized by the software by means of optical character recognition OCR technology.

This enables the player to interact with the game in much the same way as they would with a virtual casino game, except for the fact that the results are determined by real-life actions rather than automated processes.

These games are a lot more expensive for websites to host than virtual games, as they involve a heavier investment in technology and staffing.

A live casino studio typically employs one or more cameramen, several croupiers running the various games, an information technology manager to ensure that any technical hitches are dealt with swiftly, and a pit boss that acts as an adjudicator in case of disputes between players and croupiers.

The configuration of these rooms varies from casino to casino, with some having several gaming tables in one room, and some having a single table in each room.

The high running costs involved with operating live dealer games is the reason why online casinos only tend to offer a handful of the most popular games in this format, such as roulette , blackjack , sic bo , and baccarat.

In comparison, the running costs associated with virtual games are very low, and it is not uncommon for online casinos to offer hundreds of different virtual casino games to players on their site.

Online casinos vary in their approach to the hosting of live games, with some providing live games via their own television channel , and others offering the games exclusively via their website.

In the case of televised games, players can often use their mobile phone or television remote controls to place bets instead of doing so via a computer connected to the internet.

The most common live dealer games offered at online casinos are baccarat, blackjack and roulette. Many online casinos offer sign-up bonuses to new players making their first deposit, and often on subsequent play as well.

These bonuses are a form of marketing that may incur a cost potentially justifiable in order to attract a new player who may return and deposit many more times , since the casino is essentially giving away money in return for a commitment from the player to wager a certain minimum amount before they are allowed to withdraw.

These wagering requirements are commonly set to be sufficiently high that the player has a negative expectation, exactly as if they had deposited and not claimed a bonus.

The Welcome bonus is a deposit match bonus on the first deposit ever made in the casino or casino group.

Welcome bonuses sometimes come in packages and may be given to match the first two or three deposits First Deposit Welcome Bonus, Second Deposit Welcome Bonus, etc.

The casino may also offer Welcome bonuses for high rollers who make an initial deposit above the standard amount limit. There are two types of Referral bonuses: The Referee gets a bonus when he or she registers an account at the casino and mentions the Referrer.

The Referrer gets a bonus when the Referee completes all the requirements, such as making the deposit and wagering it a certain number of times.

Typically, only deposits that were not matched with bonuses count towards this bonus. You can additionally find websites that offer casino cashback payments based your losses encountered while playing with one or more online casinos.

Those type of cashback deals are usually paid back to players by the casino portal that offers those special cashback offers.

These bonuses are used as acquisition tools by casinos wishing to attract new players. Non-cashable bonuses may be called "sticky" or "phantom" bonuses.

The difference between cash-able and phantom bonuses comes at cashout time. If bonus is cash-able, then the whole balance is available for withdrawal.

Comps are commonly available at land-based casinos, but also exist online. Comp points can usually be exchanged for cash, prizes, or other comps.

The amount of cash given per wager is usually very small and often varies with game selection. This example is equivalent to returning 0. In addition online casinos may offer comps such as free tickets to online tournaments , free slots online, tickets to other special events, extra bonuses, souvenirs and pay back.

Bonus hunting also known as bonus bagging or bonus whoring is a type of advantage gambling where turning a profit from casino, sportsbook and poker room bonus situations is mathematically possible.

For example, the house edge in blackjack is roughly 0. A large portion of online casino disputes relate to bonuses.

Casinos may label players who win using bonuses as "bonus abusers. An example of player fraud is creating multiple accounts and using the accounts to claim a sign-up bonus several times.

An example of casino fraud is changing terms of a bonus after a player has completed the wagering requirements, then requiring the player to meet the new bonus terms.

Fraudulent behaviour on the part of online casinos has been documented, almost exclusively by player advocacy websites and forums. The most commonly reported behaviour is a refusal to pay withdrawals to legitimate winners.

An online casino with multiple confirmed cases of fraudulent behavior is often called a rogue casino by the online casino player community.

Many casino gambling portals and player forums maintain blacklists of rogue casinos. While some carry more authority than others, all blacklists constitute individual webmaster and player opinions rather than an official list from any type of regulating body.

Often, casinos use buffer sites that offer free play of their casino games but in reality use different means of deceptive strategies to redirect or lure the visitors into signing up to their services via appealing bonus offers or exclusive reward programs.

Majority of these deceptive "free" sites lead to equally deceptive casinos. Since almost all existing online casinos offer free play of their casino games, recognising whether a casino is deceptive based on whether they offer free gameplay is no longer viable.

Online gambling legislation often has loopholes that result from the rapid development of the technology underpinning the development of the industry.

Some countries, including Belgium, Canada, Finland and Sweden have state gambling monopolies and do not grant licenses to foreign casino operators.

According to their law, operators licensed on the territory of these countries can only be considered legal. The Australian Interactive Gambling Act IGA [1] criminalises the supply of online casino games by an operator anywhere in the world to persons located in Australia.

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